Personal Tax Planning

Expert tax advice for personal wealth.

wealth and wisdom

   


Personal tax advice you can trust

Managing significant personal wealth brings a complexity that goes beyond staying compliant. Whether you're planning for the next generation, structuring assets built up over decades or navigating a major life event like a business sale or inheritance, the right advice matters as much as the right numbers. 

Our private client tax team works closely with high-net-worth individuals and families across Manchester and the North West.

Our Partner-led approach focuses on building long-term relationships grounded in trust, discretion, and genuine understanding of what matters to you. We take the time to know your full picture, not just your tax position, so our advice reflects your goals.

Support for the next generation, not just next April

No two people's circumstances are the same, and neither is our advice. We invest time in understanding your family, your business interests and your long-term ambitions before we talk tax strategy. 

That means fewer surprises and a team that's genuinely invested in your outcomes. Many of our client relationships span decades, often across generations, because your trust, once earned, is something we work hard to keep.


There is always more than one person who understands and works on your business at BDO, without having to pay the fees for them all.

  


Your Tax Partners

Tom Klouda

Tom Klouda

Partner, Corporate Tax Services - Private Capital
BDO Manchester
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I have over 18 years’ experience in advising entrepreneurs and their families in Manchester and across the North West on private tax, business exits and succession and inheritance tax planning.


Local experts, world-class expertise

Our Manchester team brings together 25 partners and over 400 professionals under one roof, giving our clients across the North West direct access to genuine depth of expertise, not just a regional outpost of a national firm. 

We've continued to invest in strengthening our specialist tax offering here, growing our team and capability to meet the needs of the region's wealthiest individuals and business owners. That local presence matters: it means face-to-face relationships, decisions made close to home, and advisers who understand the North West's business landscape as well as the technicalities of your tax position. It's a combination that's earned the confidence of clients across Manchester and beyond for years.

      


Richard Montague

Richard Montague

Partner, Private Client Services
BDO London - Baker Street
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I work with-high-net-worth families and their family offices in the UK and abroad.

Richard is a Spear's Recommended Tax Adviser, 2025.

How we can help

Tax advice is never one-size-fits-all. We take the time to properly understand your circumstances so that the advice you receive is genuinely bespoke. Every relationship is partner-led, giving you direct access to senior expertise rather than being passed down the chain. Throughout, your affairs are handled with complete discretion, because we know that your trust has to be earned.

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Estate & Business Succession

Succession planning is deeply personal. We spend time getting to know you and your family to help you protect your wealth or business for generations.

Trust Services

We have a dedicated team of STEP-qualified Trust specialists, who can set up and administer trusts to manage your family wealth.

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Asset Structuring

Organising your personal and business assets in the most tax-efficient way can be nuanced and complex. Our experts are on hand to help.

Why choose tax advice from BDO?

  • Complex tax affairs require proper expertise, not just accounting. Our specialists draw on years of experience in their niche, meaning our advice is detailed and specific.
  • Your team will always be led by an experienced Partner who is an expert in handling sensitive and nuanced tax strategies.
  • Our private client services are award winning, and we are already trusted by thousands of high net worth individuals. 
  • We can work alongside your existing accountants and legal advisers to reach the best strategy for you. 
  • You will benefit from the expertise of our global organisation - we can work with our colleagues in the UK and across 169 countries to get the right solution for you.

Find a trusted tax partner - book a consultation today

Taking care of your tax affairs goes way beyond simple accountancy. Our experts can give you an idea of how we can help you manage your affairs more effectively.

Your first meeting is always confidential and no-obligation.